San Diego car accident? Don't talk to their insurance company. Talk to us.
The other driver's insurer will call you within days. Their job is to pay you as little as possible. Ours is the opposite. Free case review, no fee unless we win, and a real person answers 24/7.
Get your free case evaluation
Three fields. We call or text you back within the hour.
Do these four things now
The first few days decide a lot of cases. In order:
Video that shows your crash is often deleted within days. Ask for camera footage quickly, and see how long camera footage is kept after an accident.
What you can get paid for
A car accident claim is more than the repair bill. It covers everything the crash took from you, now and later.
Find out what your case is worthCar accident results
Deadlines vary. Act early.
How long you have depends on the type of case and who is responsible. Some claims, such as those against a government agency, have deadlines measured in months, not years. Call early, and we find the deadline that applies to you.
San Diego car accident questions we get every day
Straight answers. No fine print.
The other driver's insurance already offered me money. Should I take it?
What if I was partly at fault?
How much do you charge?
Satellite office · by appointment
Your case team works at our Irvine headquarters in Orange County. We meet you in San Diego, at the satellite office by appointment, at your home, or by video.
Published in the Daily Journal
- Whiplash and Whiplash-Associated Disorder is no jokeRead the updated article on torklaw.com · Daily Journal originalDaily Journal · June 5, 2024 · Reza Torkzadeh and Allen P. WilkinsonExplains why whiplash can cause lasting harm and reviews symptoms, injury assessment, and the effect of persistent impairment.
- Insurance considerations in maximizing medical expensesRead the updated article on torklaw.com · Daily Journal originalDaily Journal · Feb. 27, 2023 · Reza Torkzadeh and Allen P. WilkinsonReviews how insurance arrangements and payment rules affect proof and recovery of medical expenses.
- Uninsured drivers beware, the law isn't on your sideRead the updated article on torklaw.com · Daily Journal originalDaily Journal · July 15, 2025 · Reza Torkzadeh and Allen P. WilkinsonExamines uninsured drivers’ exposure and limits on damages in California, alongside changes to minimum auto insurance requirements.
More about car accident cases in San Diego
Read the full guide
Updated September 2026. General information, not legal advice about your case.
Car accidents in San Diego: what to know
The City of San Diego recorded 115 traffic deaths in 2024, according to state crash data reported by KPBS. Many of the cases we see start on the I-5, I-8, I-15, I-805 and SR-163, and in busy areas with visitors, rideshare pickups and people on foot.
California rules that shape your case
- Partly at fault? You can still recover. California uses pure comparative fault. Your compensation is reduced by your share of the blame, but it is not taken away.
- Insurance limits are low. California's minimum liability coverage is $30,000 per person and $60,000 per crash for injuries (since January 1, 2025). Your own underinsured motorist coverage can add to a small policy.
- Driving without insurance limits your recovery. An uninsured driver generally cannot recover pain and suffering, even when the other driver is at fault. There are exceptions, for example when the other driver is convicted of DUI.
- Deadlines vary. How long you have depends on the type of case and who is responsible. Claims against a government agency, such as a city vehicle or a dangerous public road, can have deadlines measured in months. Call early, and we find the deadline that applies to you.
Where your case is handled
Most San Diego injury lawsuits are filed in San Diego County Superior Court. Most cases settle before trial. When an insurer will not pay fairly, we are ready to try the case.
Military and visitors
San Diego has many service members and visitors. If you were hurt here and live somewhere else, you can go home and heal. We handle the case in California and meet you by phone or video.
What to do now
- Get medical care, even if you feel OK. Some injuries show up days later.
- Do not give a recorded statement to the other driver's insurer.
- Save photos, witness names and the police report number.
- Ask nearby businesses to save video right away. See how long camera footage is kept.
- Call us. The consultation is free, and there is no fee or cost unless we recover money for you.
How we work with San Diego clients
Our San Diego office is a satellite office, open by appointment. Your case team works at our headquarters in Irvine. We meet you in San Diego, at your home or hospital, or by phone or video. A real person answers 24/7, in English or Spanish.
Not sure if you have a case? Call anyway. It's free to ask.
Someone answers 24/7. English and Spanish. No obligation.
New clients 888.845.9696Existing clients 888.222.8286
This is a paid advertisement for TORKLAW, not an offer or guarantee of results. Every case is different and must be evaluated on its own merits. Some matters may be referred to partner firms as appropriate. Contacting us does not create an attorney-client relationship. Tracy R. Horn, Esq. is responsible for this advertisement. Main Office: 18650 MacArthur Blvd, Suite 300, Irvine, CA 92612.