As a personal injury lawyer and consumer advocate, I’ve spent the last five years of my life fighting insurance companies on behalf of people who have been injured or have lost love ones in accidents. For me, it has been a harsh reality how unfair insurance companies treat people just like you and I. With trillions of dollars in revenue every year, these insurance titans have the ability to buy politicians and judges, create laws that protect their profits; and they do so at the expense of their customers, our communities and our families.
This week the story of Katie Fisher hit mainstream media. Her brother, Matt Fisher used Tumblr to announce the latest abuse by the insurance industry by announcing: “My Sister Paid Progressive Insurance to Defend Her Killer in Court.”
Katie was insured by Progressive Insurance and was killed in a car accident. Her own insurance company, Progressive decided not to pay the under-insured policy ($75,000.00) and instead spent years in litigation against the claim, spend thousands of dollars in defending that at-fault party and went all the way to trial to keep from paying any money in the wrongful death claim.
At trial, the defendant was assisted by Progressive Insurance Company lawyers! Keep in mind that the at-fault driver involved in the crash had insurance with Nationwide and almost immediately after the crash paid their policy limits of $25,000.00. The jury of our peers decided that the accident was NOT Katie’s fault.
As if Katie Fischer’s family is not going through enough by losing their daughter, the very insurance company that they paid premiums to, and was in place for this exact reason forced them to relive this tragic event every single day while the claim was open, every single day in trial. How is that fair? Why do insurance companies get away with this? Shouldn’t insurance commissioners in every state do something to prevent this type of bad faith action?